First Home Buyer Loans - Sunshine Coast Mortgage Brokers

First Home Buyer Loans

Getting a mortgage for the first time can be daunting and easy to make costly long term mistakes, but not when you have Orchard Financial Group by your side. 

We find the right lender for you

Finding the right home loan, like finding the perfect property, is a solid investment in your financial future. Why spend huge amounts of your own time investigating a range of potential lenders, when we already understand them in great detail and can advise you the right options from around 30 lenders to suit your needs. 

First Home Owners Grant

Does the thought of filling in the First Home Owners Grant Application, and providing all the required supporting documentation put you off before you even start? Well, you are not alone. Current statistics show that less than 20% of first home owners grant applications are lodged correctly the first time around.

Who is eligible for the First Home Owners Grant?

  •  You must be an Australian citizen or a permanent resident of Australia.
  •  You must be buying or building your first NEW home in Australia and you must have the intention of living in the home as your primary residence within 12 months of settlement. 
  •  There are no restrictions as to your income or the area in which you plan to buy or build.
  •  The value of the property being purchased is restricted to a maximum of $750,000.
  •  However, if you are planning to purchase your first home with another person, you must both meet the eligibility requirements to receive the grant.

There are other factors that may also be relevant, so be sure to speak to Orchard Financial Group about the First Home Owners Grant; what your entitlements are and how we can help you apply for the Grant.

Be guided every step of the way by your local lending experts​

Our friendly team brings a wealth of experience, knowledge and solutions for people in all kinds of scenarios. Understand your options and start a conversation today.

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Take the first step towards finding your right finance solution and let us do the hard work for you.