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Asset Finance

You may be thinking it really doesn’t matter that I have arrived at my new client’s home under tow!  I know I’m good at what I do, so why should I be judged by the vehicle I drive?  Whilst many people won’t judge you on the vehicle you drive, many would just appreciate that you arrive to the job on time!  

Having the vehicle to get your there or the tools required to enable you to complete your job is critical – we can finance most things and can usually accommodate your cash flow needs to suit.

Covering anything with a serial number, including but not limited to: 

  • Cars, Vans, UTES, SUVs, Trucks
  • Aeroplanes, helicopters
  • Trailers
  • Warehouse equipment
  • Landscaping & earthmoving equipment
  • Construction equipment
  • Medical equipment
  • Industrial plant equipment
  • Catering equipment 
  • Beauty equipment
  • Office equipment

Those that can apply for asset finance include: 

  • PAYG income earners
  • Self employed income earners with Low Doc (limited financial information with accountants verification) or Full Doc (Financial statements and tax returns)
  • 1 day ABN holders

Asset Finance Options Include:

Personal loan – secured or unsecured loans from $5000 to $63 000

Chattel Mortgage – balloon options for PAYG and Self Employed applicants.

Depreciation, running costs and interest paid is tax deductible.

Lease – this allows you to use the asset whilst making month instalments and at the end of the loan term you own the asset once paid out.

Commercial Hire Purchase (CHP) – similar to a Lease. Financier purchases the asset and you buy it back in agreed instalments.  Interest and depreciation are tax deductible and ownership is taken upon final payment.

If you would like to find out more about asset finance and your options, please don’t hesitate to contact us on 5475 4500 

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